Total CFPB complaints
136
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 136 complaints
S&S Physician Services, Inc. — Debt Collector Complaint Profile
CFPB complaint profile across 10 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about S&S Physician Services, Inc.
- Attempts to collect debt not owed
Attempts to collect debt not owed
61 complaints
- Written notification about debt
Written notification about debt
39 complaints
- Cont'd attempts collect debt not owed 11
Cont'd attempts collect debt not owed
11 complaints
- False statements or representation 7
False statements or representation
7 complaints
- Disclosure verification of debt 5
Disclosure verification of debt
5 complaints
D
Grade D · 57.2/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about S&S Physician Services, Inc.?
S&S Physician Services, Inc. has accumulated 136 total CFPB complaints across 10 states, with 4 filed in the most recent 12 months against 132 historical complaints before that window. The trailing-12-month volume represents 2.9% of the full complaint history, a falling pattern that implies either tighter collection practices, portfolio sell-offs, or improved dispute handling.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 81% timely-response rate against a 5% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 10 states, led by Texas with 126 and Tennessee with 2, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.2/100 places S&S Physician Services, Inc. in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
4
2.9% of total history
Falling ↓
States active
10
Distinct state filings
Timely response rate
81%
Within CFPB SLA window
Consumer disputes
5%
After company response
Reputation grade
D
57.2/100 composite
Response-quality profile
How S&S Physician Services, Inc. performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 80.9%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 9.1%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 17.9%
Share of US states + territories with at least one filed complaint against this collector.
How does S&S Physician Services, Inc. compare to its peers?
S&S Physician Services… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2023-01 2025-10
Top Consumer Issues
Attempts to collect debt not owed61 (%)
Written notification about debt39 (%)
False statements or representation7 (%)
Cont'd attempts collect debt not owed11 (%)
Disclosure verification of debt5 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 35 |
| Written notification about debt | Didn't receive enough information to verify debt | 25 |
| Attempts to collect debt not owed | Debt was result of identity theft | 18 |
| Attempts to collect debt not owed | Debt was paid | 8 |
| Written notification about debt | Didn't receive notice of right to dispute | 8 |
| False statements or representation | Attempted to collect wrong amount | 7 |
| Written notification about debt | Notification didn't disclose it was an attempt to collect a debt | 6 |
| Cont'd attempts collect debt not owed | Debt is not mine | 6 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 5 |
| Disclosure verification of debt | Not given enough info to verify debt | 5 |
Where do complaints against S&S Physician Services, Inc. come from?
The states where consumers have filed the most CFPB complaints against S&S Physician Services, Inc.. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against S&S Physician Services, Inc.
Across 10 states with at least one filing
- Texas
Texas
126 complaints
- Tennessee 2
Tennessee
2 complaints
- Colorado 1
Colorado
1 complaints
- Georgia 1
Georgia
1 complaints
- Maryland 1
Maryland
1 complaints
- Michigan 1
Michigan
1 complaints
- New York 1
New York
1 complaints
- Nevada 1
Nevada
1 complaints
Frequently Asked Questions
What is the most common complaint against S&S Physician Services, Inc.? ▼
The most common issue consumers report about S&S Physician Services, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 136 complaints filed with the CFPB.
Are complaints against S&S Physician Services, Inc. increasing or decreasing? ▼
Complaints against S&S Physician Services, Inc. are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.
What is S&S Physician Services, Inc.'s reputation grade? ▼
S&S Physician Services, Inc. has a reputation grade of D (score: 57.2/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does S&S Physician Services, Inc. respond to consumer complaints? ▼
S&S Physician Services, Inc. has a 81% timely response rate to CFPB complaints. Consumers disputed the company's response in 5% of cases.
In how many states does S&S Physician Services, Inc. operate? ▼
S&S Physician Services, Inc. has received CFPB complaints from consumers in 10 states, with the most complaints from Texas (126 complaints).
What can I do if S&S Physician Services, Inc. is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If S&S Physician Services, Inc. violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |