What is the most common complaint against Spero Solutions, Inc.?

The most common issue consumers report about Spero Solutions, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 4 complaints filed with the CFPB.

Are complaints against Spero Solutions, Inc. increasing or decreasing?

Complaints against Spero Solutions, Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Spero Solutions, Inc.'s reputation grade?

Spero Solutions, Inc. has a reputation grade of F (score: 34.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Spero Solutions, Inc. respond to consumer complaints?

Spero Solutions, Inc. has a 0% timely response rate to CFPB complaints.

In how many states does Spero Solutions, Inc. operate?

Spero Solutions, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from South Carolina (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Spero Solutions, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

3
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record spero-solutions-inc Spero Solutions, Inc.

Grade F · 4 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3506 · compose #5141

VOL 4
GRADE F
12MO 2
STATES 1
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,506
COMPOSE #5,141

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Spero Solutions, Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Spero Solutions, Inc.'s CFPB filings land in South Carolina

High volume does not equal a clean composite: Spero Solutions, Inc. is volume #3,506 but composite #5,141, while South Carolina dominates the geography. Corpus placement method.

Dominant state: South Carolina 100.0%; 4 of 4 filings · 1 states touched
Seasonal peak: 2021-03 12.5%; 8–15% band · 2 filings
Divergent corpus ranks: #3,506 volume; #5,141 composite; Cleanest-composite ladder is 1,635 places worse than volume

How does Spero Solutions, Inc. compare to its peers?

How does Spero Solutions, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Spero Solutions, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-03 2025-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
False statements or representation	1

Where do complaints against Spero Solutions, Inc. come from?

Spero Solutions, Inc.'s own per-state count, not a national baseline.

South Carolina

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Spero Solutions, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Spero Solutions, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.