What is the most common complaint against Southeast Finance Inc.?

The most common issue consumers report about Southeast Finance Inc. is "Communication tactics", specifically "Frequent or repeated calls". This is based on 2 complaints filed with the CFPB.

Are complaints against Southeast Finance Inc. increasing or decreasing?

Complaints against Southeast Finance Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Southeast Finance Inc.'s reputation grade?

Southeast Finance Inc. has a reputation grade of B (score: 69.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Southeast Finance Inc. respond to consumer complaints?

Southeast Finance Inc. has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Southeast Finance Inc. operate?

Southeast Finance Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Mississippi (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Southeast Finance Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

1
Improper contact or sharing of info

1

Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record southeast-finance-inc Southeast Finance Inc.

Grade B · 2 CFPB filings · 50% timely · lead issue: Communication tactics

VOL 2
GRADE B
12MO 0
STATES 2
TIMELY 50%
DISPUTE 0%
ISSUE Communication tactics
RANK #4,335
COMPOSE Not ranked

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Southeast Finance Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 2 complaints break down

Every complaint issue type on record for Southeast Finance Inc., not just the top ones shown above.

Communication tactics 1 complaints (50%) Improper contact or sharing of info 1 complaints (50%)

Reputation score breakdown

Composite reputation score

69.3/100

Southeast Finance Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume A

Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.

Timely response C

50%

Share of complaints answered inside the CFPB’s 15-day window.

Dispute rate A

Share of company responses the consumer disputed as inadequate; lower is better.

Recent trend B

Falling

Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

50.0% of Southeast Finance Inc.'s CFPB filings land in Mississippi

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Mississippi 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2018-07 50.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,335 volume; Composite not ranked (fewer than 200 complaints); Volume rank among 5,420 collectors

How does Southeast Finance Inc. compare to its peers?

How does Southeast Finance Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Southeast Finance Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Southeast Finance Inc.'s complaint volume in context

Southeast Finance Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

2 Bottom 20% higher than 20% of 5,420 collectors

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓

2018-07 2018-10

Issue Detail Breakdown

Issue	Complaints
Communication tactics	1
Improper contact or sharing of info	1

Where do complaints against Southeast Finance Inc. come from?

Southeast Finance Inc.'s own per-state count, not a national baseline.

Mississippi

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Southeast Finance Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Southeast Finance Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.