What is the most common complaint against Service Investment Company, Inc.?

The most common issue consumers report about Service Investment Company, Inc. is "Attempts to collect debt not owed", specifically "Sued w/o proper notification of suit". This is based on 2 complaints filed with the CFPB.

Are complaints against Service Investment Company, Inc. increasing or decreasing?

Complaints against Service Investment Company, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Service Investment Company, Inc.'s reputation grade?

Service Investment Company, Inc. has a reputation grade of A (score: 87.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Service Investment Company, Inc. respond to consumer complaints?

Service Investment Company, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Service Investment Company, Inc. operate?

Service Investment Company, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from South Dakota (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Service Investment Company, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record service-investment-company-inc Service Investment Company, Inc.

Grade A · 2 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #4322 · compose #153

VOL 2
GRADE A
12MO 0
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #4,322
COMPOSE #153

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Service Investment Company, Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Service Investment Company, Inc.'s CFPB filings land in South Dakota

High volume does not equal a clean composite: Service Investment Company, Inc. is volume #4,322 but composite #153, while South Dakota dominates the geography. Corpus placement method.

Dominant state: South Dakota 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2023-11 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,322 volume; #153 composite; Cleanest-composite ladder is 4,169 places better than volume

How does Service Investment Company, Inc. compare to its peers?

How does Service Investment Company, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Service Investment Com… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-11 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Taking/threatening an illegal action	1

Where do complaints against Service Investment Company, Inc. come from?

Service Investment Company, Inc.'s own per-state count, not a national baseline.

South Dakota

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Service Investment Company, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Service Investment Company, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.