What is the most common complaint against Rocky Mountain Service Bureau, Inc?

The most common issue consumers report about Rocky Mountain Service Bureau, Inc is "Cont'd attempts collect debt not owed", specifically "Not given enough info to verify debt". This is based on 2 complaints filed with the CFPB.

Are complaints against Rocky Mountain Service Bureau, Inc increasing or decreasing?

Complaints against Rocky Mountain Service Bureau, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Rocky Mountain Service Bureau, Inc's reputation grade?

Rocky Mountain Service Bureau, Inc has a reputation grade of D (score: 51.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rocky Mountain Service Bureau, Inc respond to consumer complaints?

Rocky Mountain Service Bureau, Inc has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Rocky Mountain Service Bureau, Inc operate?

Rocky Mountain Service Bureau, Inc has received CFPB complaints from consumers in 2 states, with the most complaints from North Dakota (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rocky Mountain Service Bureau, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record rocky-mountain-service-bureau-inc Rocky Mountain Service Bureau, Inc

Grade D · 2 CFPB filings · 0% timely · lead issue: Cont'd attempts collect debt not owed

VOL 2
GRADE D
12MO 0
STATES 2
TIMELY 0%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #4,309
COMPOSE Not ranked

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rocky Mountain Service Bureau, Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 2 complaints break down

Every complaint issue type on record for Rocky Mountain Service Bureau, Inc, not just the top ones shown above.

Cont'd attempts collect debt not owed 1 complaints (50%) Disclosure verification of debt 1 complaints (50%)

Reputation score breakdown

Composite reputation score

51.5/100

Rocky Mountain Service Bureau, Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume A

Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.

Timely response F

Share of complaints answered inside the CFPB’s 15-day window.

Dispute rate A

Share of company responses the consumer disputed as inadequate; lower is better.

Recent trend B

Falling

Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

50.0% of Rocky Mountain Service Bureau, Inc's CFPB filings land in North Dakota

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: North Dakota 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2021-06 50.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,309 volume; Composite not ranked (fewer than 200 complaints); Volume rank among 5,420 collectors

How does Rocky Mountain Service Bureau, Inc compare to its peers?

How does Rocky Mountain Service Bureau, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rocky Mountain Service Bureau, Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Rocky Mountain Service Bureau, Inc's complaint volume in context

Rocky Mountain Service Bureau, Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

2 Bottom 20% higher than 20% of 5,420 collectors

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓

2021-06 2021-07

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1

Where do complaints against Rocky Mountain Service Bureau, Inc come from?

Rocky Mountain Service Bureau, Inc's own per-state count, not a national baseline.

North Dakota

1
Wyoming

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rocky Mountain Service Bureau, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Rocky Mountain Service Bureau, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.