What is the most common complaint against Rental Kharma, Inc?

The most common issue consumers report about Rental Kharma, Inc is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Rental Kharma, Inc increasing or decreasing?

Complaints against Rental Kharma, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Rental Kharma, Inc's reputation grade?

Rental Kharma, Inc has a reputation grade of F (score: 38.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rental Kharma, Inc respond to consumer complaints?

Rental Kharma, Inc has a 0% timely response rate to CFPB complaints.

In how many states does Rental Kharma, Inc operate?

Rental Kharma, Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Illinois (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rental Kharma, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record rental-kharma-inc Rental Kharma, Inc

Grade F · 2 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #4288 · compose #4991

VOL 2
GRADE F
12MO 0
STATES 2
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #4,288
COMPOSE #4,991

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rental Kharma, Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Rental Kharma, Inc's CFPB filings land in Illinois

High volume does not equal a clean composite: Rental Kharma, Inc is volume #4,288 but composite #4,991, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2024-10 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,288 volume; #4,991 composite; Cleanest-composite ladder is 703 places worse than volume

How does Rental Kharma, Inc compare to its peers?

How does Rental Kharma, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rental Kharma, Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-10 2024-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1

Where do complaints against Rental Kharma, Inc come from?

Rental Kharma, Inc's own per-state count, not a national baseline.

Illinois

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rental Kharma, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Rental Kharma, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.