What is the most common complaint against RCO Hawaii, LLLC?

The most common issue consumers report about RCO Hawaii, LLLC is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 4 complaints filed with the CFPB.

Are complaints against RCO Hawaii, LLLC increasing or decreasing?

Complaints against RCO Hawaii, LLLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is RCO Hawaii, LLLC's reputation grade?

RCO Hawaii, LLLC has a reputation grade of B (score: 66.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does RCO Hawaii, LLLC respond to consumer complaints?

RCO Hawaii, LLLC has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does RCO Hawaii, LLLC operate?

RCO Hawaii, LLLC has received CFPB complaints from consumers in 2 states, with the most complaints from Hawaii (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

RCO Hawaii, LLLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Disclosure verification of debt

2
Cont'd attempts collect debt not owed

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record rco-hawaii-lllc RCO Hawaii, LLLC

Grade B · 4 CFPB filings · 75% timely · lead issue: Disclosure verification of debt · vol #3478 · compose #1707

VOL 4
GRADE B
12MO 0
STATES 2
TIMELY 75%
DISPUTE 25%
ISSUE Disclosure verification of…
RANK #3,478
COMPOSE #1,707

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

RCO Hawaii, LLLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of RCO Hawaii, LLLC's CFPB filings land in Hawaii

High volume does not equal a clean composite: RCO Hawaii, LLLC is volume #3,478 but composite #1,707, while Hawaii dominates the geography. Corpus placement method.

Dominant state: Hawaii 75.0%; 3 of 4 filings · 2 states touched
Spike month: 2015-11 60.0%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,478 volume; #1,707 composite; Cleanest-composite ladder is 1,771 places better than volume

How does RCO Hawaii, LLLC compare to its peers?

How does RCO Hawaii, LLLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

RCO Hawaii, LLLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-09 2016-02

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	2
Cont'd attempts collect debt not owed	1
Taking/threatening an illegal action	1

Where do complaints against RCO Hawaii, LLLC come from?

RCO Hawaii, LLLC's own per-state count, not a national baseline.

Hawaii

3
New Mexico

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for RCO Hawaii, LLLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to RCO Hawaii, LLLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.