What is the most common complaint against Ray Skillman Ford Inc?

The most common issue consumers report about Ray Skillman Ford Inc is "Written notification about debt", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Ray Skillman Ford Inc increasing or decreasing?

Complaints against Ray Skillman Ford Inc are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Ray Skillman Ford Inc's reputation grade?

Ray Skillman Ford Inc has a reputation grade of A (score: 75.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ray Skillman Ford Inc respond to consumer complaints?

Ray Skillman Ford Inc has a 100% timely response rate to CFPB complaints.

In how many states does Ray Skillman Ford Inc operate?

Ray Skillman Ford Inc has received CFPB complaints from consumers in 1 states, with the most complaints from Indiana (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ray Skillman Ford Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Written notification about debt

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record ray-skillman-ford-inc Ray Skillman Ford Inc

Grade A · 2 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #4278 · compose #828

VOL 2
GRADE A
12MO 2
STATES 1
TIMELY 100%
ISSUE Written notification about…
RANK #4,278
COMPOSE #828

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ray Skillman Ford Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Ray Skillman Ford Inc's CFPB filings land in Indiana

High volume does not equal a clean composite: Ray Skillman Ford Inc is volume #4,278 but composite #828, while Indiana dominates the geography. Corpus placement method.

Dominant state: Indiana 100.0%; 2 of 2 filings · 1 states touched
Seasonal peak: 2014-03 12.5%; 8–15% band · 1 filings
Divergent corpus ranks: #4,278 volume; #828 composite; Cleanest-composite ladder is 3,450 places better than volume

How does Ray Skillman Ford Inc compare to its peers?

How does Ray Skillman Ford Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Ray Skillman Ford Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-03 2019-12

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	1
Took or threatened to take negative or legal action	1

Where do complaints against Ray Skillman Ford Inc come from?

Ray Skillman Ford Inc's own per-state count, not a national baseline.

Indiana

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ray Skillman Ford Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Ray Skillman Ford Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.