What is the most common complaint against Puerto Rico Consumer Debt Management Co., Inc.?

The most common issue consumers report about Puerto Rico Consumer Debt Management Co., Inc. is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 6 complaints filed with the CFPB.

Are complaints against Puerto Rico Consumer Debt Management Co., Inc. increasing or decreasing?

Complaints against Puerto Rico Consumer Debt Management Co., Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Puerto Rico Consumer Debt Management Co., Inc.'s reputation grade?

Puerto Rico Consumer Debt Management Co., Inc. has a reputation grade of F (score: 46.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Puerto Rico Consumer Debt Management Co., Inc. respond to consumer complaints?

Puerto Rico Consumer Debt Management Co., Inc. has a 83% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Puerto Rico Consumer Debt Management Co., Inc. operate?

Puerto Rico Consumer Debt Management Co., Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Puerto Rico (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Puerto Rico Consumer Debt Management Co., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Communication tactics

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record puerto-rico-consumer-debt-management-co-inc Puerto Rico Consumer Debt Management Co., Inc.

Grade F · 6 CFPB filings · 83% timely · lead issue: Took or threatened to take negative or legal action · vol #3026 · compose #4435

VOL 6
GRADE F
12MO 0
STATES 1
TIMELY 83%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #3,026
COMPOSE #4,435

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Puerto Rico Consumer Debt Management Co., Inc.'s 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

83.3% of Puerto Rico Consumer Debt Management Co., Inc.'s CFPB filings land in Puerto Rico

High volume does not equal a clean composite: Puerto Rico Consumer Debt Management Co., Inc. is volume #3,026 but composite #4,435, while Puerto Rico dominates the geography. Corpus placement method.

Dominant state: Puerto Rico 83.3%; 5 of 6 filings · 1 states touched
Spike month: 2014-12 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,026 volume; #4,435 composite; Cleanest-composite ladder is 1,409 places worse than volume

How does Puerto Rico Consumer Debt Management Co., Inc. compare to its peers?

How does Puerto Rico Consumer Debt Management Co., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Puerto Rico Consumer D… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

83%

100%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-12 2025-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Communication tactics	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Puerto Rico Consumer Debt Management Co., Inc. come from?

Puerto Rico Consumer Debt Management Co., Inc.'s own per-state count, not a national baseline.

Puerto Rico

5

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Puerto Rico Consumer Debt Management Co., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Puerto Rico Consumer Debt Management Co., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.