Total CFPB complaints
3
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 3 complaints
Miranda Holdings LLC DBA Total Credit Relief — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Miranda Holdings LLC DBA Total Credit Relief
- Didn't provide services promised
Didn't provide services promised
3 complaints
B
Grade B · 75.2/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Miranda Holdings LLC DBA Total Credit Relief?
Miranda Holdings LLC DBA Total Credit Relief has accumulated 3 total CFPB complaints across 3 states, with 2 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 66.7% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Didn't provide services promised", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Texas with 1 and Massachusetts with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 75.2/100 places Miranda Holdings LLC DBA Total Credit Relief in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
2
66.7% of total history
Rising ↑
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
75.2/100 composite
Response-quality profile
How Miranda Holdings LLC DBA Total Credit Relief performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Miranda Holdings LLC DBA Total Credit Relief compare to its peers?
Miranda Holdings LLC D… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2025-01 2025-11
Top Consumer Issues
Didn't provide services promised3 (%)
Most common issue: Didn't provide services promised
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Didn't provide services promised | — | 3 |
Where do complaints against Miranda Holdings LLC DBA Total Credit Relief come from?
The states where consumers have filed the most CFPB complaints against Miranda Holdings LLC DBA Total Credit Relief. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Miranda Holdings LLC DBA Total Credit Relief
Across 3 states with at least one filing
- Texas
Texas
1 complaints
- Massachusetts
Massachusetts
1 complaints
- Oregon
Oregon
1 complaints
Frequently Asked Questions
What is the most common complaint against Miranda Holdings LLC DBA Total Credit Relief? ▼
The most common issue consumers report about Miranda Holdings LLC DBA Total Credit Relief is "Didn't provide services promised". This is based on 3 complaints filed with the CFPB.
Are complaints against Miranda Holdings LLC DBA Total Credit Relief increasing or decreasing? ▼
Complaints against Miranda Holdings LLC DBA Total Credit Relief are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Miranda Holdings LLC DBA Total Credit Relief's reputation grade? ▼
Miranda Holdings LLC DBA Total Credit Relief has a reputation grade of B (score: 75.2/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Miranda Holdings LLC DBA Total Credit Relief respond to consumer complaints? ▼
Miranda Holdings LLC DBA Total Credit Relief has a 100% timely response rate to CFPB complaints.
In how many states does Miranda Holdings LLC DBA Total Credit Relief operate? ▼
Miranda Holdings LLC DBA Total Credit Relief has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (1 complaints).
What can I do if Miranda Holdings LLC DBA Total Credit Relief is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Miranda Holdings LLC DBA Total Credit Relief violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |