What is the most common complaint against Midwest Recovery Fund, LLC?

The most common issue consumers report about Midwest Recovery Fund, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 4 complaints filed with the CFPB.

Are complaints against Midwest Recovery Fund, LLC increasing or decreasing?

Complaints against Midwest Recovery Fund, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Midwest Recovery Fund, LLC's reputation grade?

Midwest Recovery Fund, LLC has a reputation grade of F (score: 33.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Midwest Recovery Fund, LLC respond to consumer complaints?

Midwest Recovery Fund, LLC has a 0% timely response rate to CFPB complaints.

In how many states does Midwest Recovery Fund, LLC operate?

Midwest Recovery Fund, LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Minnesota (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Midwest Recovery Fund, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

3
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record midwest-recovery-fund-llc Midwest Recovery Fund, LLC

Grade F · 4 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3436 · compose #5170

VOL 4
GRADE F
12MO 0
STATES 4
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,436
COMPOSE #5,170

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midwest Recovery Fund, LLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Minnesota is the plurality state for Midwest Recovery Fund, LLC (25.0%)

The 2022-06 spike coincides with a 1,734-place gap between volume rank #3,436 and composite #5,170. Corpus placement method.

Plurality state: Minnesota 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Spike month: 2022-06 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,436 volume; #5,170 composite; Cleanest-composite ladder is 1,734 places worse than volume

How does Midwest Recovery Fund, LLC compare to its peers?

How does Midwest Recovery Fund, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Midwest Recovery Fund,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-06 2025-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	3
Took or threatened to take negative or legal action	1

Where do complaints against Midwest Recovery Fund, LLC come from?

Midwest Recovery Fund, LLC's own per-state count, not a national baseline.

Minnesota

1
Missouri

1
Ohio

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midwest Recovery Fund, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Midwest Recovery Fund, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.