What is the most common complaint against Luckmore Finance?

The most common issue consumers report about Luckmore Finance is "Communication tactics", specifically "Debt is not mine". This is based on 4 complaints filed with the CFPB.

Are complaints against Luckmore Finance increasing or decreasing?

Complaints against Luckmore Finance are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Luckmore Finance's reputation grade?

Luckmore Finance has a reputation grade of B (score: 63.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Luckmore Finance respond to consumer complaints?

Luckmore Finance has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Luckmore Finance operate?

Luckmore Finance has received CFPB complaints from consumers in 1 states, with the most complaints from Louisiana (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Luckmore Finance - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

2
False statements or representation

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record luckmore-finance Luckmore Finance

Grade B · 4 CFPB filings · 75% timely · lead issue: Communication tactics · vol #3424 · compose #1891

VOL 4
GRADE B
12MO 0
STATES 1
TIMELY 75%
DISPUTE 33%
ISSUE Communication tactics
RANK #3,424
COMPOSE #1,891

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Luckmore Finance's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Luckmore Finance's CFPB filings land in Louisiana

High volume does not equal a clean composite: Luckmore Finance is volume #3,424 but composite #1,891, while Louisiana dominates the geography. Corpus placement method.

Dominant state: Louisiana 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2026-01 28.6%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,424 volume; #1,891 composite; Cleanest-composite ladder is 1,533 places better than volume

How does Luckmore Finance compare to its peers?

How does Luckmore Finance compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Luckmore Finance National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-07 2026-01

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2
False statements or representation	1
Cont'd attempts collect debt not owed	1

Where do complaints against Luckmore Finance come from?

Luckmore Finance's own per-state count, not a national baseline.

Louisiana

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Luckmore Finance: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Luckmore Finance: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.