Total CFPB complaints
4
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 4 complaints
Lending Tower LLC — Debt Collector Complaint Profile
CFPB complaint profile across 3 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Lending Tower LLC
- Confusing or misleading advertising or marketing
Confusing or misleading advertising or marketing
3 complaints
- Unauthorized withdrawals or charges 1
Unauthorized withdrawals or charges
1 complaints
B
Grade B · 72.8/100 composite
This collector has a good complaint record with relatively few complaints and responsive customer service.
What do CFPB complaints reveal about Lending Tower LLC?
Lending Tower LLC has accumulated 4 total CFPB complaints across 3 states, with 3 filed in the most recent 12 months against 1 historical complaints before that window. The trailing-12-month volume represents 75.0% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Confusing or misleading advertising or marketing", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 100% timely-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 3 states, led by Tennessee with 2 and Michigan with 1, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 72.8/100 places Lending Tower LLC in grade band B, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
3
75.0% of total history
Rising ↑
States active
3
Distinct state filings
Timely response rate
100%
Within CFPB SLA window
Reputation grade
B
72.8/100 composite
Response-quality profile
How Lending Tower LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 100.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
State coverage breadth 5.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Lending Tower LLC compare to its peers?
Lending Tower LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2025-01 2026-01
Top Consumer Issues
Confusing or misleading advertising or marketing3 (%)
Unauthorized withdrawals or charges1 (%)
Most common issue: Confusing or misleading advertising or marketing
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Confusing or misleading advertising or marketing | — | 3 |
| Unauthorized withdrawals or charges | — | 1 |
Where do complaints against Lending Tower LLC come from?
The states where consumers have filed the most CFPB complaints against Lending Tower LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Lending Tower LLC
Across 3 states with at least one filing
- Tennessee
Tennessee
2 complaints
- Michigan
Michigan
1 complaints
- Virginia
Virginia
1 complaints
Frequently Asked Questions
What is the most common complaint against Lending Tower LLC? ▼
The most common issue consumers report about Lending Tower LLC is "Confusing or misleading advertising or marketing". This is based on 4 complaints filed with the CFPB.
Are complaints against Lending Tower LLC increasing or decreasing? ▼
Complaints against Lending Tower LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is Lending Tower LLC's reputation grade? ▼
Lending Tower LLC has a reputation grade of B (score: 72.8/100). This collector has a good complaint record with relatively few complaints and responsive customer service.
Does Lending Tower LLC respond to consumer complaints? ▼
Lending Tower LLC has a 100% timely response rate to CFPB complaints.
In how many states does Lending Tower LLC operate? ▼
Lending Tower LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Tennessee (2 complaints).
What can I do if Lending Tower LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Lending Tower LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |