Total CFPB complaints
48
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 48 complaints
Lazarus Financial Group, Inc.(Closed) — Debt Collector Complaint Profile
CFPB complaint profile across 12 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about Lazarus Financial Group, Inc.(Closed)
- Cont'd attempts collect debt not owed
Cont'd attempts collect debt not owed
30 complaints
- Disclosure verification of debt 11
Disclosure verification of debt
11 complaints
- Improper contact or sharing of info 4
Improper contact or sharing of info
4 complaints
- False statements or representation 3
False statements or representation
3 complaints
F
Grade F · 46.2/100 composite
This collector has a failing complaint record with very high complaint volumes and poor response rates.
What do CFPB complaints reveal about Lazarus Financial Group, Inc.(Closed)?
Lazarus Financial Group, Inc.(Closed) has accumulated 48 total CFPB complaints across 12 states, with 0 filed in the most recent 12 months against 48 historical complaints before that window. The trailing-12-month volume represents 0.0% of the full complaint history, a stable pattern that indicates a mature dispute profile with predictable monthly volumes.
The dominant consumer grievance logged with the CFPB is "Cont'd attempts collect debt not owed", narrowing to "Debt is not mine", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 50% timely-response rate against a 21% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 12 states, led by California with 14 and Texas with 9, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 46.2/100 places Lazarus Financial Group, Inc.(Closed) in grade band F, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
0
0.0% of total history
Stable →
States active
12
Distinct state filings
Timely response rate
50%
Within CFPB SLA window
Consumer disputes
21%
After company response
Reputation grade
F
46.2/100 composite
Response-quality profile
How Lazarus Financial Group, Inc.(Closed) performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 50.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 41.7%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 21.4%
Share of US states + territories with at least one filed complaint against this collector.
How does Lazarus Financial Group, Inc.(Closed) compare to its peers?
Lazarus Financial Grou… National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2014-02 2016-12
Top Consumer Issues
Cont'd attempts collect debt not owed30 (%)
Disclosure verification of debt11 (%)
False statements or representation3 (%)
Improper contact or sharing of info4 (%)
Most common issue: Cont'd attempts collect debt not owed — Debt is not mine
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Cont'd attempts collect debt not owed | Debt is not mine | 20 |
| Disclosure verification of debt | Not given enough info to verify debt | 9 |
| Cont'd attempts collect debt not owed | Debt was paid | 5 |
| Cont'd attempts collect debt not owed | Debt resulted from identity theft | 3 |
| False statements or representation | Attempted to collect wrong amount | 3 |
| Improper contact or sharing of info | Talked to a third party about my debt | 3 |
| Cont'd attempts collect debt not owed | Debt was discharged in bankruptcy | 2 |
| Disclosure verification of debt | Not disclosed as an attempt to collect | 1 |
| Improper contact or sharing of info | Contacted employer after asked not to | 1 |
| Disclosure verification of debt | Right to dispute notice not received | 1 |
Where do complaints against Lazarus Financial Group, Inc.(Closed) come from?
The states where consumers have filed the most CFPB complaints against Lazarus Financial Group, Inc.(Closed). Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against Lazarus Financial Group, Inc.(Closed)
Across 12 states with at least one filing
- California
California
14 complaints
- Texas
Texas
9 complaints
- Florida
Florida
7 complaints
- New York
New York
6 complaints
- Georgia 4
Georgia
4 complaints
- Virginia 2
Virginia
2 complaints
- Maryland 1
Maryland
1 complaints
- New Jersey 1
New Jersey
1 complaints
Frequently Asked Questions
What is the most common complaint against Lazarus Financial Group, Inc.(Closed)? ▼
The most common issue consumers report about Lazarus Financial Group, Inc.(Closed) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 48 complaints filed with the CFPB.
Are complaints against Lazarus Financial Group, Inc.(Closed) increasing or decreasing? ▼
Complaints against Lazarus Financial Group, Inc.(Closed) have been stable. The company received 0 complaints in the last 12 months.
What is Lazarus Financial Group, Inc.(Closed)'s reputation grade? ▼
Lazarus Financial Group, Inc.(Closed) has a reputation grade of F (score: 46.2/100). This collector has a failing complaint record with very high complaint volumes and poor response rates.
Does Lazarus Financial Group, Inc.(Closed) respond to consumer complaints? ▼
Lazarus Financial Group, Inc.(Closed) has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.
In how many states does Lazarus Financial Group, Inc.(Closed) operate? ▼
Lazarus Financial Group, Inc.(Closed) has received CFPB complaints from consumers in 12 states, with the most complaints from California (14 complaints).
What can I do if Lazarus Financial Group, Inc.(Closed) is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If Lazarus Financial Group, Inc.(Closed) violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |