What is the most common complaint against Law Office of Michael R Naughton?

The most common issue consumers report about Law Office of Michael R Naughton is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 2 complaints filed with the CFPB.

Are complaints against Law Office of Michael R Naughton increasing or decreasing?

Complaints against Law Office of Michael R Naughton are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Law Office of Michael R Naughton's reputation grade?

Law Office of Michael R Naughton has a reputation grade of A (score: 74.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Office of Michael R Naughton respond to consumer complaints?

Law Office of Michael R Naughton has a 100% timely response rate to CFPB complaints.

In how many states does Law Office of Michael R Naughton operate?

Law Office of Michael R Naughton has received CFPB complaints from consumers in 1 states, with the most complaints from Illinois (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Law Office of Michael R Naughton - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record law-office-of-michael-r-naughton Law Office of Michael R Naughton

Grade A · 2 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #4170 · compose #959

VOL 2
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #4,170
COMPOSE #959

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Law Office of Michael R Naughton's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Law Office of Michael R Naughton's CFPB filings land in Illinois

High volume does not equal a clean composite: Law Office of Michael R Naughton is volume #4,170 but composite #959, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2022-07 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,170 volume; #959 composite; Cleanest-composite ladder is 3,211 places better than volume

How does Law Office of Michael R Naughton compare to its peers?

How does Law Office of Michael R Naughton compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Law Office of Michael … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-07 2025-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Law Office of Michael R Naughton come from?

Law Office of Michael R Naughton's own per-state count, not a national baseline.

Illinois

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Law Office of Michael R Naughton: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Law Office of Michael R Naughton: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.