What is the most common complaint against Law Office of James R. Vaughan, P.C.?

The most common issue consumers report about Law Office of James R. Vaughan, P.C. is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 35 complaints filed with the CFPB.

Are complaints against Law Office of James R. Vaughan, P.C. increasing or decreasing?

Complaints against Law Office of James R. Vaughan, P.C. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Law Office of James R. Vaughan, P.C.'s reputation grade?

Law Office of James R. Vaughan, P.C. has a reputation grade of D (score: 55.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Office of James R. Vaughan, P.C. respond to consumer complaints?

Law Office of James R. Vaughan, P.C. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Law Office of James R. Vaughan, P.C. operate?

Law Office of James R. Vaughan, P.C. has received CFPB complaints from consumers in 3 states, with the most complaints from Arizona (28 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Law Office of James R. Vaughan, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

14
False statements or representation

7
Attempts to collect debt not owed

6
Disclosure verification of debt

2
Taking/threatening an illegal action

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record law-office-of-james-r-vaughan-pc Law Office of James R. Vaughan, P.C.

Grade D · 35 CFPB filings · 91% timely · lead issue: Took or threatened to take negative or legal action · vol #1430 · compose #3302

VOL 35
GRADE D
12MO 3
STATES 3
TIMELY 91%
DISPUTE 33%
ISSUE Took or threatened to take…
RANK #1,430
COMPOSE #3,302

Volume peers

Nearest volume peer: Accounts Receivable Inc. (35 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Law Office of James R. Vaughan, P.C.'s 35 CFPB complaints sit next to Accounts Receivable Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Law Office of James R. Vaughan, P.C.'s CFPB filings land in Arizona

High volume does not equal a clean composite: Law Office of James R. Vaughan, P.C. is volume #1,430 but composite #3,302, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 80.0%; 28 of 35 filings · 3 states touched
Seasonal peak: 2017-07 10.0%; 8–15% band · 3 filings
Divergent corpus ranks: #1,430 volume; #3,302 composite; Cleanest-composite ladder is 1,872 places worse than volume

How does Law Office of James R. Vaughan, P.C. compare to its peers?

How does Law Office of James R. Vaughan, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Law Office of James R.… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

86%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-02 2024-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	14
False statements or representation	7
Attempts to collect debt not owed	6
Disclosure verification of debt	2
Taking/threatening an illegal action	2
Written notification about debt	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Law Office of James R. Vaughan, P.C. come from?

Law Office of James R. Vaughan, P.C.'s own per-state count, not a national baseline.

Arizona

28
Nevada

4
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Law Office of James R. Vaughan, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 35.

4 peers

Know your rights before responding to Law Office of James R. Vaughan, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.