What is the most common complaint against Kostka and Associates, LLC?

The most common issue consumers report about Kostka and Associates, LLC is "Written notification about debt", specifically "Didn't receive notice of right to dispute". This is based on 4 complaints filed with the CFPB.

Are complaints against Kostka and Associates, LLC increasing or decreasing?

Complaints against Kostka and Associates, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Kostka and Associates, LLC's reputation grade?

Kostka and Associates, LLC has a reputation grade of C (score: 59.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kostka and Associates, LLC respond to consumer complaints?

Kostka and Associates, LLC has a 75% timely response rate to CFPB complaints.

In how many states does Kostka and Associates, LLC operate?

Kostka and Associates, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Wisconsin (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kostka and Associates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Written notification about debt

2
Attempts to collect debt not owed

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record kostka-and-associates-llc Kostka and Associates, LLC

Grade C · 4 CFPB filings · 75% timely · lead issue: Written notification about debt · vol #3407 · compose #2423

VOL 4
GRADE C
12MO 0
STATES 1
TIMELY 75%
ISSUE Written notification about…
RANK #3,407
COMPOSE #2,423

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kostka and Associates, LLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Kostka and Associates, LLC's CFPB filings land in Wisconsin

High volume does not equal a clean composite: Kostka and Associates, LLC is volume #3,407 but composite #2,423, while Wisconsin dominates the geography. Corpus placement method.

Dominant state: Wisconsin 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2020-12 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,407 volume; #2,423 composite; Cleanest-composite ladder is 984 places better than volume

How does Kostka and Associates, LLC compare to its peers?

How does Kostka and Associates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Kostka and Associates,… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-12 2025-03

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	2
Attempts to collect debt not owed	1
False statements or representation	1

Where do complaints against Kostka and Associates, LLC come from?

Kostka and Associates, LLC's own per-state count, not a national baseline.

Wisconsin

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kostka and Associates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Kostka and Associates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.