What is the most common complaint against Justice Finance Company?

The most common issue consumers report about Justice Finance Company is "Communication tactics", specifically "Threatened or suggested your credit would be damaged". This is based on 22 complaints filed with the CFPB.

Are complaints against Justice Finance Company increasing or decreasing?

Complaints against Justice Finance Company are rising. The company received 9 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Justice Finance Company's reputation grade?

Justice Finance Company has a reputation grade of C (score: 59.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Justice Finance Company respond to consumer complaints?

Justice Finance Company has a 84% timely response rate to CFPB complaints. Consumers disputed the company's response in 20% of cases.

In how many states does Justice Finance Company operate?

Justice Finance Company has received CFPB complaints from consumers in 1 states, with the most complaints from Texas (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Justice Finance Company - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

8
Took or threatened to take negative or legal action

5
Attempts to collect debt not owed

4
Written notification about debt

2
False statements or representation

2
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record justice-finance-company Justice Finance Company

Grade C · 22 CFPB filings · 84% timely · lead issue: Communication tactics · vol #1808 · compose #2396

VOL 22
GRADE C
12MO 9
STATES 1
TIMELY 84%
DISPUTE 20%
ISSUE Communication tactics
RANK #1,808
COMPOSE #2,396

Volume peers

Nearest volume peer: Abrahamsen Ratchford, P.C (22 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Justice Finance Company's 22 CFPB complaints sit next to Abrahamsen Ratchford, P.C on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Justice Finance Company's CFPB filings land in Texas

High volume does not equal a clean composite: Justice Finance Company is volume #1,808 but composite #2,396, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 100.0%; 22 of 22 filings · 1 states touched
Spike month: 2025-03 18.4%; 9 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,808 volume; #2,396 composite; Cleanest-composite ladder is 588 places worse than volume

How does Justice Finance Company compare to its peers?

How does JUSTICE FINANCE COMPANY compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

JUSTICE FINANCE COMPAN… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

84%

82%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-01 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	8
Took or threatened to take negative or legal action	5
Attempts to collect debt not owed	4
Written notification about debt	2
False statements or representation	2
Improper contact or sharing of info	1

Where do complaints against Justice Finance Company come from?

Justice Finance Company's own per-state count, not a national baseline.

Texas

22

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Justice Finance Company: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 22.

4 peers

Know your rights before responding to Justice Finance Company: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.