What is the most common complaint against Isla Repossesions & Collection Inc?

The most common issue consumers report about Isla Repossesions & Collection Inc is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 2 complaints filed with the CFPB.

Are complaints against Isla Repossesions & Collection Inc increasing or decreasing?

Complaints against Isla Repossesions & Collection Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Isla Repossesions & Collection Inc's reputation grade?

Isla Repossesions & Collection Inc has a reputation grade of B (score: 69.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Isla Repossesions & Collection Inc respond to consumer complaints?

Isla Repossesions & Collection Inc has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Isla Repossesions & Collection Inc operate?

Isla Repossesions & Collection Inc has received CFPB complaints from consumers in 1 states, with the most complaints from Puerto Rico (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Isla Repossesions & Collection Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record isla-repossesions-collection-inc Isla Repossesions & Collection Inc

Grade B · 2 CFPB filings · 50% timely · lead issue: Attempts to collect debt not owed · vol #4141 · compose #1375

VOL 2
GRADE B
12MO 0
STATES 1
TIMELY 50%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #4,141
COMPOSE #1,375

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Isla Repossesions & Collection Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Isla Repossesions & Collection Inc's CFPB filings land in Puerto Rico

High volume does not equal a clean composite: Isla Repossesions & Collection Inc is volume #4,141 but composite #1,375, while Puerto Rico dominates the geography. Corpus placement method.

Dominant state: Puerto Rico 50.0%; 1 of 2 filings · 1 states touched
Spike month: 2026-01 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,141 volume; #1,375 composite; Cleanest-composite ladder is 2,766 places better than volume

How does Isla Repossesions & Collection Inc compare to its peers?

How does Isla Repossesions & Collection Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Isla Repossesions & Co… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2026-01 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Isla Repossesions & Collection Inc come from?

Isla Repossesions & Collection Inc's own per-state count, not a national baseline.

Puerto Rico

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Isla Repossesions & Collection Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Isla Repossesions & Collection Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.