What is the most common complaint against ICUL Service Corporation?

The most common issue consumers report about ICUL Service Corporation is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 2 complaints filed with the CFPB.

Are complaints against ICUL Service Corporation increasing or decreasing?

Complaints against ICUL Service Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is ICUL Service Corporation's reputation grade?

ICUL Service Corporation has a reputation grade of C (score: 61.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ICUL Service Corporation respond to consumer complaints?

ICUL Service Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does ICUL Service Corporation operate?

ICUL Service Corporation has received CFPB complaints from consumers in 1 states, with the most complaints from Tennessee (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ICUL Service Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record icul-service-corporation ICUL Service Corporation

Grade C · 2 CFPB filings · 100% timely · lead issue: False statements or representation · vol #4133 · compose #2150

VOL 2
GRADE C
12MO 0
STATES 1
TIMELY 100%
DISPUTE 100%
ISSUE False statements or repres…
RANK #4,133
COMPOSE #2,150

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ICUL Service Corporation's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of ICUL Service Corporation's CFPB filings land in Tennessee

High volume does not equal a clean composite: ICUL Service Corporation is volume #4,133 but composite #2,150, while Tennessee dominates the geography. Corpus placement method.

Dominant state: Tennessee 50.0%; 1 of 2 filings · 1 states touched
Spike month: 2019-12 18.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,133 volume; #2,150 composite; Cleanest-composite ladder is 1,983 places better than volume

How does ICUL Service Corporation compare to its peers?

How does ICUL Service Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ICUL Service Corporati… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2025-04

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1
Disclosure verification of debt	1

Where do complaints against ICUL Service Corporation come from?

ICUL Service Corporation's own per-state count, not a national baseline.

Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ICUL Service Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to ICUL Service Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.