What is the most common complaint against I.a.c. Inc?

The most common issue consumers report about I.a.c. Inc is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 2 complaints filed with the CFPB.

Are complaints against I.a.c. Inc increasing or decreasing?

Complaints against I.a.c. Inc are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is I.a.c. Inc's reputation grade?

I.a.c. Inc has a reputation grade of C (score: 57.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does I.a.c. Inc respond to consumer complaints?

I.a.c. Inc has a 50% timely response rate to CFPB complaints.

In how many states does I.a.c. Inc operate?

I.a.c. Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Connecticut (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

I.a.c. Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record iac-inc I.a.c. Inc

Grade C · 2 CFPB filings · 50% timely · lead issue: Attempts to collect debt not owed · vol #4131 · compose #2825

VOL 2
GRADE C
12MO 1
STATES 2
TIMELY 50%
ISSUE Attempts to collect debt n…
RANK #4,131
COMPOSE #2,825

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

I.a.c. Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of I.a.c. Inc's CFPB filings land in Connecticut

High volume does not equal a clean composite: I.a.c. Inc is volume #4,131 but composite #2,825, while Connecticut dominates the geography. Corpus placement method.

Dominant state: Connecticut 50.0%; 1 of 2 filings · 2 states touched
Seasonal peak: 2022-11 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #4,131 volume; #2,825 composite; Cleanest-composite ladder is 1,306 places better than volume

How does I.a.c. Inc compare to its peers?

How does I.A.C. INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

I.A.C. INC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-11 2025-07

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Written notification about debt	1

Where do complaints against I.a.c. Inc come from?

I.a.c. Inc's own per-state count, not a national baseline.

Connecticut

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for I.a.c. Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to I.a.c. Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.