This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Home Credit Corp. Inc. - Debt Collector Complaint Profile
CFPB complaint profile across 4 states, reputation grade C.
Complaints by issue type
What consumers report about Home Credit Corp. Inc.
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
9 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
6 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record home-credit-corp-inc Home Credit Corp. Inc.
Grade C · 17 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2035 · compose #2469
- VOL 17
- GRADE C
- 12MO 10
- STATES 4
- TIMELY 100%
- ISSUE Took or threatened to take…
- RANK #2,035
- COMPOSE #2,469
Volume peers
Nearest volume peer: A/R Concepts, Inc. (17 complaints)
Home Credit Corp. Inc.'s 17 CFPB complaints sit next to A/R Concepts, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
76.5% of Home Credit Corp. Inc.'s CFPB filings land in North Carolina
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- North Carolina 76.5%
- 13 of 17 filings · 4 states touched
- Spike month
- 2024-04 22.2%
- 2 filings that month · spiky (≥15% of series)
- Corpus ranks
- #2,035 volume
- #2,469 composite
- Among 5,420 volume-ranked / 5,278 scored collectors
How does Home Credit Corp. Inc. compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 9 |
| Attempts to collect debt not owed | 6 |
| Written notification about debt | 1 |
| Communication tactics | 1 |
Where do complaints against Home Credit Corp. Inc. come from?
Home Credit Corp. Inc.'s own per-state count, not a national baseline.
Top states by complaints against Home Credit Corp. Inc.
Across 4 states with at least one filing
- North Carolina
North Carolina
13 complaints
- South Carolina 2
South Carolina
2 complaints
- Georgia 1
Georgia
1 complaints
- Virginia 1
Virginia
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Home Credit Corp. Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 17.
Know your rights before responding to Home Credit Corp. Inc.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |