This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Gold Star Finance, Inc. - Debt Collector Complaint Profile
CFPB complaint profile across 1 states, reputation grade B.
Complaints by issue type
What consumers report about Gold Star Finance, Inc.
- Communication tactics
Communication tactics
11 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
8 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
5 complaints
- Threatened to contact someone or share information improperly 2
Threatened to contact someone or share information improperly
2 complaints
- Written notification about debt 1
Written notification about debt
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record gold-star-finance-inc Gold Star Finance, Inc.
Grade B · 27 CFPB filings · 100% timely · lead issue: Communication tactics · vol #1622 · compose #1371
- VOL 27
- GRADE B
- 12MO 8
- STATES 1
- TIMELY 100%
- DISPUTE 0%
- ISSUE Communication tactics
- RANK #1,622
- COMPOSE #1,371
Volume peers
Nearest volume peer: AAA Auto Title Loans, LLC (27 complaints)
Gold Star Finance, Inc.'s 27 CFPB complaints sit next to AAA Auto Title Loans, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
100.0% of Gold Star Finance, Inc.'s CFPB filings land in Texas
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- Texas 100.0%
- 27 of 27 filings · 1 states touched
- Spike month
- 2024-03 33.3%
- 1 filings that month · spiky (≥15% of series)
- Corpus ranks
- #1,622 volume
- #1,371 composite
- Among 5,420 volume-ranked / 5,278 scored collectors
How does Gold Star Finance, Inc. compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Communication tactics | 11 |
| Took or threatened to take negative or legal action | 8 |
| Attempts to collect debt not owed | 5 |
| Threatened to contact someone or share information improperly | 2 |
| Written notification about debt | 1 |
Where do complaints against Gold Star Finance, Inc. come from?
Gold Star Finance, Inc.'s own per-state count, not a national baseline.
Top states by complaints against Gold Star Finance, Inc.
Across 1 states with at least one filing
- Texas
Texas
27 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Gold Star Finance, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 27.
Know your rights before responding to Gold Star Finance, Inc.: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |