What is the most common complaint against Future Finance Company?

The most common issue consumers report about Future Finance Company is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 2 complaints filed with the CFPB.

Are complaints against Future Finance Company increasing or decreasing?

Complaints against Future Finance Company are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Future Finance Company's reputation grade?

Future Finance Company has a reputation grade of A (score: 75.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Future Finance Company respond to consumer complaints?

Future Finance Company has a 100% timely response rate to CFPB complaints.

In how many states does Future Finance Company operate?

Future Finance Company has received CFPB complaints from consumers in 2 states, with the most complaints from Illinois (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Future Finance Company - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record future-finance-company Future Finance Company

Grade A · 2 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4086 · compose #808

VOL 2
GRADE A
12MO 1
STATES 2
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,086
COMPOSE #808

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Future Finance Company's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Future Finance Company's CFPB filings land in Illinois

High volume does not equal a clean composite: Future Finance Company is volume #4,086 but composite #808, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2015-07 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,086 volume; #808 composite; Cleanest-composite ladder is 3,278 places better than volume

How does Future Finance Company compare to its peers?

How does FUTURE FINANCE COMPANY compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FUTURE FINANCE COMPANY National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2016-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2

Where do complaints against Future Finance Company come from?

Future Finance Company's own per-state count, not a national baseline.

Illinois

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Future Finance Company: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Future Finance Company: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.