What is the most common complaint against Fresh Start Funding, LLC?

The most common issue consumers report about Fresh Start Funding, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 6 complaints filed with the CFPB.

Are complaints against Fresh Start Funding, LLC increasing or decreasing?

Complaints against Fresh Start Funding, LLC are rising. The company received 5 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Fresh Start Funding, LLC's reputation grade?

Fresh Start Funding, LLC has a reputation grade of B (score: 66.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Fresh Start Funding, LLC respond to consumer complaints?

Fresh Start Funding, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Fresh Start Funding, LLC operate?

Fresh Start Funding, LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Arizona (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Fresh Start Funding, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

5
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record fresh-start-funding-llc Fresh Start Funding, LLC

Grade B · 6 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2956 · compose #1677

VOL 6
GRADE B
12MO 5
STATES 4
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,956
COMPOSE #1,677

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Fresh Start Funding, LLC's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Fresh Start Funding, LLC's CFPB filings land in Arizona

High volume does not equal a clean composite: Fresh Start Funding, LLC is volume #2,956 but composite #1,677, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 50.0%; 3 of 6 filings · 4 states touched
Spike month: 2014-11 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,956 volume; #1,677 composite; Cleanest-composite ladder is 1,279 places better than volume

How does Fresh Start Funding, LLC compare to its peers?

How does Fresh Start Funding, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Fresh Start Funding, L… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

83%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-11 2019-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	5
Communication tactics	1

Where do complaints against Fresh Start Funding, LLC come from?

Fresh Start Funding, LLC's own per-state count, not a national baseline.

Arizona

3
Arkansas

1
Mississippi

1
Nevada

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Fresh Start Funding, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Fresh Start Funding, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.