What is the most common complaint against First Pacific Funding Inc.?

The most common issue consumers report about First Pacific Funding Inc. is "Took or threatened to take negative or legal action". This is based on 2 complaints filed with the CFPB.

Are complaints against First Pacific Funding Inc. increasing or decreasing?

Complaints against First Pacific Funding Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is First Pacific Funding Inc.'s reputation grade?

First Pacific Funding Inc. has a reputation grade of null, PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

In how many states does First Pacific Funding Inc. operate?

First Pacific Funding Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from North Carolina (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Pacific Funding Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade null.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record first-pacific-funding-inc First Pacific Funding Inc.

Grade null · 2 CFPB filings · lead issue: Took or threatened to take negative or legal action

VOL 2
GRADE
12MO 2
STATES 1
ISSUE Took or threatened to take…
RANK #4,073

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Pacific Funding Inc.'s 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of First Pacific Funding Inc.'s CFPB filings land in North Carolina

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: North Carolina 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2014-08 25.0%; 1 filings that month · spiky (≥15% of series)

How does First Pacific Funding Inc. compare to its peers?

How does First Pacific Funding Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Pacific Funding … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-08 2018-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2

Where do complaints against First Pacific Funding Inc. come from?

First Pacific Funding Inc.'s own per-state count, not a national baseline.

North Carolina

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Pacific Funding Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to First Pacific Funding Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.