What is the most common complaint against Finco Holding Company LLC?

The most common issue consumers report about Finco Holding Company LLC is "Communication tactics", specifically "You told them to stop contacting you, but they keep trying". This is based on 2 complaints filed with the CFPB.

Are complaints against Finco Holding Company LLC increasing or decreasing?

Complaints against Finco Holding Company LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Finco Holding Company LLC's reputation grade?

Finco Holding Company LLC has a reputation grade of A (score: 74.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Finco Holding Company LLC respond to consumer complaints?

Finco Holding Company LLC has a 100% timely response rate to CFPB complaints.

In how many states does Finco Holding Company LLC operate?

Finco Holding Company LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Oregon (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Finco Holding Company LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record finco-holding-company-llc Finco Holding Company LLC

Grade A · 2 CFPB filings · 100% timely · lead issue: Communication tactics · vol #4068 · compose #923

VOL 2
GRADE A
12MO 0
STATES 2
TIMELY 100%
ISSUE Communication tactics
RANK #4,068
COMPOSE #923

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Finco Holding Company LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Finco Holding Company LLC's CFPB filings land in Oregon

High volume does not equal a clean composite: Finco Holding Company LLC is volume #4,068 but composite #923, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 50.0%; 1 of 2 filings · 2 states touched
Even monthly load: Peak under 8%; Highest month 2014-02 at 7.1% (1 filings)
Divergent corpus ranks: #4,068 volume; #923 composite; Cleanest-composite ladder is 3,145 places better than volume

How does Finco Holding Company LLC compare to its peers?

How does Finco Holding Company LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Finco Holding Company … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-02 2021-06

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2

Where do complaints against Finco Holding Company LLC come from?

Finco Holding Company LLC's own per-state count, not a national baseline.

Oregon

1
Utah

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Finco Holding Company LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Finco Holding Company LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.