Total CFPB complaints
315
All-time across CCDB intake
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
2026 CFPB data Public-data reference. FDCPA reference 315 complaints
D&A Services, LLC — Debt Collector Complaint Profile
CFPB complaint profile across 44 states. Updated as new federal complaint data lands in the upstream Consumer Complaint Database.
Complaints by issue type
What consumers report about D&A Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
78 complaints
- Communication tactics
Communication tactics
53 complaints
- Written notification about debt 29
Written notification about debt
29 complaints
- False statements or representation 23
False statements or representation
23 complaints
- Disclosure verification of debt 22
Disclosure verification of debt
22 complaints
- Cont'd attempts collect debt not owed 18
Cont'd attempts collect debt not owed
18 complaints
D
Grade D · 57.8/100 composite
This collector has a poor complaint record with above-average complaints and below-average response rates.
What do CFPB complaints reveal about D&A Services, LLC?
D&A Services, LLC has accumulated 315 total CFPB complaints across 44 states, with 51 filed in the most recent 12 months against 264 historical complaints before that window. The trailing-12-month volume represents 16.2% of the full complaint history, a rising pattern that suggests escalating consumer friction rather than a legacy book of disputes.
The dominant consumer grievance logged with the CFPB is "Attempts to collect debt not owed", narrowing to "Debt is not yours", which aligns with FDCPA-regulated conduct and signals the operational area most likely to trigger regulator scrutiny. The company posts a 93% timely-response rate against a 10% consumer-dispute-after-response rate, a pairing that calibrates how well its complaint-resolution workflow holds up once a consumer pushes back.
Complaints have been recorded across 44 states, led by California with 31 and Florida with 28, which matches a multi-state collection footprint rather than a regional operation. Normalized against the full CFPB collector database, the reputation score of 57.8/100 places D&A Services, LLC in grade band D, a tier reached by blending complaint volume, response timeliness, dispute rates, and issue severity into a single comparable metric.
Complaint Summary
Last 12 months
51
16.2% of total history
Rising ↑
States active
44
Distinct state filings
Timely response rate
93%
Within CFPB SLA window
Consumer disputes
10%
After company response
Reputation grade
D
57.8/100 composite
Response-quality profile
How D&A Services, LLC performs on CFPB resolution-quality metrics versus a fleet average benchmark drawn from the full debt-collection vertical.
Timely response within SLA 93.0%
Vertical avg
CFPB requires companies to respond within 15 days for most complaints; 60 days for credit-reporting.
Consumer dispute rate (post-response) 19.2%
Vertical avg
Lower is better. The percentage of consumers who flagged the company's response as unsatisfactory.
State coverage breadth 78.6%
Share of US states + territories with at least one filed complaint against this collector.
How does D&A Services, LLC compare to its peers?
D&A Services, LLC National average
Complaints (last 12 mo)lower is better
Timely-response ratehigher is better
Consumer-dispute ratelower is better
Source: CFPB Consumer Complaint Database. Complaints reflect consumer reports, not proven violations.
Complaint Trend (24 months)
2024-01 2026-03
Top Consumer Issues
Attempts to collect debt not owed78 (%)
Communication tactics53 (%)
Written notification about debt29 (%)
False statements or representation23 (%)
Disclosure verification of debt22 (%)
Cont'd attempts collect debt not owed18 (%)
Took or threatened to take negative or legal action11 (%)
Most common issue: Attempts to collect debt not owed — Debt is not yours
Know Your Rights
If this company is contacting you, you have rights under the FDCPA. They must stop contacting you if you send a written cease-communication request. You can also request written validation of the debt within 30 days.
Issue Detail Breakdown
| Issue | Sub-Issue | Complaints |
|---|---|---|
| Attempts to collect debt not owed | Debt is not yours | 36 |
| Communication tactics | Frequent or repeated calls | 34 |
| Written notification about debt | Didn't receive enough information to verify debt | 29 |
| Attempts to collect debt not owed | Debt was result of identity theft | 25 |
| False statements or representation | Attempted to collect wrong amount | 23 |
| Disclosure verification of debt | Not given enough info to verify debt | 22 |
| Communication tactics | You told them to stop contacting you, but they keep trying | 19 |
| Cont'd attempts collect debt not owed | Debt is not mine | 18 |
| Attempts to collect debt not owed | Debt was paid | 17 |
| Took or threatened to take negative or legal action | Threatened to sue you for very old debt | 11 |
Where do complaints against D&A Services, LLC come from?
The states where consumers have filed the most CFPB complaints against D&A Services, LLC. Every figure is the company's own complaint count in that state — not a national baseline.
Top states by complaints against D&A Services, LLC
Across 44 states with at least one filing
- California
California
31 complaints
- Florida
Florida
28 complaints
- Texas
Texas
24 complaints
- Georgia
Georgia
23 complaints
- New York
New York
16 complaints
- Virginia
Virginia
16 complaints
- Pennsylvania
Pennsylvania
13 complaints
- Illinois
Illinois
13 complaints
Frequently Asked Questions
What is the most common complaint against D&A Services, LLC? ▼
The most common issue consumers report about D&A Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 315 complaints filed with the CFPB.
Are complaints against D&A Services, LLC increasing or decreasing? ▼
Complaints against D&A Services, LLC are rising. The company received 51 complaints in the last 12 months, indicating an upward trend in consumer issues.
What is D&A Services, LLC's reputation grade? ▼
D&A Services, LLC has a reputation grade of D (score: 57.8/100). This collector has a poor complaint record with above-average complaints and below-average response rates.
Does D&A Services, LLC respond to consumer complaints? ▼
D&A Services, LLC has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 10% of cases.
In how many states does D&A Services, LLC operate? ▼
D&A Services, LLC has received CFPB complaints from consumers in 44 states, with the most complaints from California (31 complaints).
What can I do if D&A Services, LLC is contacting me? ▼
Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written debt validation within 30 days of first contact. You can also send a cease-communication letter to stop calls. If D&A Services, LLC violates the FDCPA, you may be able to sue for damages up to $1,000 plus attorney fees.
Consumer Guides
Primary source data
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector Editorial
| Publisher | Kiznis Studio |
| Sources | the CFPB Consumer Complaint Database |