What is the most common complaint against Chaplin & Papa, P.C.?

The most common issue consumers report about Chaplin & Papa, P.C. is "Took or threatened to take negative or legal action", specifically "Attempted to collect wrong amount". This is based on 14 complaints filed with the CFPB.

Are complaints against Chaplin & Papa, P.C. increasing or decreasing?

Complaints against Chaplin & Papa, P.C. have been stable. The company received 3 complaints in the last 12 months.

What is Chaplin & Papa, P.C.'s reputation grade?

Chaplin & Papa, P.C. has a reputation grade of C (score: 60.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Chaplin & Papa, P.C. respond to consumer complaints?

Chaplin & Papa, P.C. has a 100% timely response rate to CFPB complaints.

In how many states does Chaplin & Papa, P.C. operate?

Chaplin & Papa, P.C. has received CFPB complaints from consumers in 3 states, with the most complaints from North Carolina (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Chaplin & Papa, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

6
False statements or representation

3
Attempts to collect debt not owed

2
Written notification about debt

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record chaplin-papa-pc Chaplin & Papa, P.C.

Grade C · 14 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2186 · compose #2346

VOL 14
GRADE C
12MO 3
STATES 3
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,186
COMPOSE #2,346

Volume peers

Nearest volume peer: 4 Star Resolution LLC (Closed) (14 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Chaplin & Papa, P.C.'s 14 CFPB complaints sit next to 4 Star Resolution LLC (Closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Chaplin & Papa, P.C.'s CFPB filings land in North Carolina

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: North Carolina 50.0%; 7 of 14 filings · 3 states touched
Spike month: 2015-03 25.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,186 volume; #2,346 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Chaplin & Papa, P.C. compare to its peers?

How does Chaplin & Papa, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Chaplin & Papa, P.C. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

64%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2024-08

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	6
False statements or representation	3
Attempts to collect debt not owed	2
Written notification about debt	2
Communication tactics	1

Where do complaints against Chaplin & Papa, P.C. come from?

Chaplin & Papa, P.C.'s own per-state count, not a national baseline.

North Carolina

7
Virginia

6
Maryland

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Chaplin & Papa, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 14.

4 peers

Know your rights before responding to Chaplin & Papa, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.