What is the most common complaint against CFS of Aurora IL LLC?

The most common issue consumers report about CFS of Aurora IL LLC is "Attempts to collect debt not owed", specifically "Didn't receive enough information to verify debt". This is based on 2 complaints filed with the CFPB.

Are complaints against CFS of Aurora IL LLC increasing or decreasing?

Complaints against CFS of Aurora IL LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is CFS of Aurora IL LLC's reputation grade?

CFS of Aurora IL LLC has a reputation grade of F (score: 39.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CFS of Aurora IL LLC respond to consumer complaints?

CFS of Aurora IL LLC has a 0% timely response rate to CFPB complaints.

In how many states does CFS of Aurora IL LLC operate?

CFS of Aurora IL LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Illinois (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFS of Aurora IL LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record cfs-of-aurora-il-llc CFS of Aurora IL LLC

Grade F · 2 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3982 · compose #4908

VOL 2
GRADE F
12MO 1
STATES 1
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,982
COMPOSE #4,908

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CFS of Aurora IL LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of CFS of Aurora IL LLC's CFPB filings land in Illinois

High volume does not equal a clean composite: CFS of Aurora IL LLC is volume #3,982 but composite #4,908, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 100.0%; 2 of 2 filings · 1 states touched
Spike month: 2024-12 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,982 volume; #4,908 composite; Cleanest-composite ladder is 926 places worse than volume

How does CFS of Aurora IL LLC compare to its peers?

How does CFS of Aurora IL LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CFS of Aurora IL LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-12 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Written notification about debt	1

Where do complaints against CFS of Aurora IL LLC come from?

CFS of Aurora IL LLC's own per-state count, not a national baseline.

Illinois

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CFS of Aurora IL LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to CFS of Aurora IL LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.