What is the most common complaint against Automated Recovery Systems of New Mexico, Inc?

The most common issue consumers report about Automated Recovery Systems of New Mexico, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 4 complaints filed with the CFPB.

Are complaints against Automated Recovery Systems of New Mexico, Inc increasing or decreasing?

Complaints against Automated Recovery Systems of New Mexico, Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Automated Recovery Systems of New Mexico, Inc's reputation grade?

Automated Recovery Systems of New Mexico, Inc has a reputation grade of B (score: 68.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Automated Recovery Systems of New Mexico, Inc respond to consumer complaints?

Automated Recovery Systems of New Mexico, Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Automated Recovery Systems of New Mexico, Inc operate?

Automated Recovery Systems of New Mexico, Inc has received CFPB complaints from consumers in 1 states, with the most complaints from New Mexico (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Automated Recovery Systems of New Mexico, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record automated-recovery-systems-of-new-mexico-inc Automated Recovery Systems of New Mexico, Inc

Grade B · 4 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3298 · compose #1436

VOL 4
GRADE B
12MO 0
STATES 1
TIMELY 100%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #3,298
COMPOSE #1,436

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Automated Recovery Systems of New Mexico, Inc's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Automated Recovery Systems of New Mexico, Inc's CFPB filings land in New Mexico

High volume does not equal a clean composite: Automated Recovery Systems of New Mexico, Inc is volume #3,298 but composite #1,436, while New Mexico dominates the geography. Corpus placement method.

Dominant state: New Mexico 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2026-01 50.0%; 5 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,298 volume; #1,436 composite; Cleanest-composite ladder is 1,862 places better than volume

How does Automated Recovery Systems of New Mexico, Inc compare to its peers?

How does Automated Recovery Systems of New Mexico, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Automated Recovery Sys… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-05 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Cont'd attempts collect debt not owed	2

Where do complaints against Automated Recovery Systems of New Mexico, Inc come from?

Automated Recovery Systems of New Mexico, Inc's own per-state count, not a national baseline.

New Mexico

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Automated Recovery Systems of New Mexico, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Automated Recovery Systems of New Mexico, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.