What is the most common complaint against Associates Financial Solutions Inc?

The most common issue consumers report about Associates Financial Solutions Inc is "Took or threatened to take negative or legal action". This is based on 2 complaints filed with the CFPB.

Are complaints against Associates Financial Solutions Inc increasing or decreasing?

Complaints against Associates Financial Solutions Inc are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Associates Financial Solutions Inc's reputation grade?

Associates Financial Solutions Inc has a reputation grade of F (score: 39.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Associates Financial Solutions Inc respond to consumer complaints?

Associates Financial Solutions Inc has a 33% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Associates Financial Solutions Inc operate?

Associates Financial Solutions Inc has received CFPB complaints from consumers in 2 states, with the most complaints from Ohio (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Associates Financial Solutions Inc - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record associates-financial-solutions-inc Associates Financial Solutions Inc

Grade F · 2 CFPB filings · 33% timely · lead issue: Took or threatened to take negative or legal action · vol #3936 · compose #4951

VOL 2
GRADE F
12MO 1
STATES 2
TIMELY 33%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #3,936
COMPOSE #4,951

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Associates Financial Solutions Inc's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Associates Financial Solutions Inc's CFPB filings land in Ohio

High volume does not equal a clean composite: Associates Financial Solutions Inc is volume #3,936 but composite #4,951, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 50.0%; 1 of 2 filings · 2 states touched
Even monthly load: Peak under 8%; Highest month 2014-05 at 7.7% (1 filings)
Divergent corpus ranks: #3,936 volume; #4,951 composite; Cleanest-composite ladder is 1,015 places worse than volume

How does Associates Financial Solutions Inc compare to its peers?

How does Associates Financial Solutions Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Associates Financial S… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

33%

100%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-05 2025-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1
False statements or representation	1

Where do complaints against Associates Financial Solutions Inc come from?

Associates Financial Solutions Inc's own per-state count, not a national baseline.

Ohio

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Associates Financial Solutions Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to Associates Financial Solutions Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.