What is the most common complaint against Araki-Regan & Associates LLC?

The most common issue consumers report about Araki-Regan & Associates LLC is "Attempts to collect debt not owed", specifically "Sued w/o proper notification of suit". This is based on 4 complaints filed with the CFPB.

Are complaints against Araki-Regan & Associates LLC increasing or decreasing?

Complaints against Araki-Regan & Associates LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Araki-Regan & Associates LLC's reputation grade?

Araki-Regan & Associates LLC has a reputation grade of A (score: 72.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Araki-Regan & Associates LLC respond to consumer complaints?

Araki-Regan & Associates LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Araki-Regan & Associates LLC operate?

Araki-Regan & Associates LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Hawaii (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Araki-Regan & Associates LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Communication tactics

1
Cont'd attempts collect debt not owed

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record araki-regan-associates-llc Araki-Regan & Associates LLC

Grade A · 4 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3289 · compose #1048

VOL 4
GRADE A
12MO 0
STATES 1
TIMELY 100%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #3,289
COMPOSE #1,048

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Araki-Regan & Associates LLC's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Araki-Regan & Associates LLC's CFPB filings land in Hawaii

High volume does not equal a clean composite: Araki-Regan & Associates LLC is volume #3,289 but composite #1,048, while Hawaii dominates the geography. Corpus placement method.

Dominant state: Hawaii 100.0%; 4 of 4 filings · 1 states touched
Seasonal peak: 2014-11 11.1%; 8–15% band · 2 filings
Divergent corpus ranks: #3,289 volume; #1,048 composite; Cleanest-composite ladder is 2,241 places better than volume

How does Araki-Regan & Associates LLC compare to its peers?

How does ARAKI-REGAN & ASSOCIATES LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ARAKI-REGAN & ASSOCIAT… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-11 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Taking/threatening an illegal action	1

Where do complaints against Araki-Regan & Associates LLC come from?

Araki-Regan & Associates LLC's own per-state count, not a national baseline.

Hawaii

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Araki-Regan & Associates LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Araki-Regan & Associates LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.