What is the most common complaint against Action Collectors Inc.?

The most common issue consumers report about Action Collectors Inc. is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 4 complaints filed with the CFPB.

Are complaints against Action Collectors Inc. increasing or decreasing?

Complaints against Action Collectors Inc. have been stable. The company received 1 complaints in the last 12 months.

What is Action Collectors Inc.'s reputation grade?

Action Collectors Inc. has a reputation grade of A (score: 81.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Action Collectors Inc. respond to consumer complaints?

Action Collectors Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Action Collectors Inc. operate?

Action Collectors Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Washington (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Action Collectors Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Written notification about debt

1
False statements or representation

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record action-collectors-inc Action Collectors Inc.

Grade A · 4 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3272 · compose #196

VOL 4
GRADE A
12MO 1
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #3,272
COMPOSE #196

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Action Collectors Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Action Collectors Inc.'s CFPB filings land in Washington

High volume does not equal a clean composite: Action Collectors Inc. is volume #3,272 but composite #196, while Washington dominates the geography. Corpus placement method.

Dominant state: Washington 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2016-11 66.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,272 volume; #196 composite; Cleanest-composite ladder is 3,076 places better than volume

How does Action Collectors Inc. compare to its peers?

How does Action Collectors Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Action Collectors Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

25%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2017-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Written notification about debt	1
False statements or representation	1
Communication tactics	1

Where do complaints against Action Collectors Inc. come from?

Action Collectors Inc.'s own per-state count, not a national baseline.

Washington

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Action Collectors Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Action Collectors Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.