This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Welcome Finance Company, Inc - Debt Collector Complaint Profile
CFPB complaint profile across 1 states, reputation grade B.
Complaints by issue type
What consumers report about Welcome Finance Company, Inc
- Written notification about debt
Written notification about debt
1 complaints
- Communication tactics
Communication tactics
1 complaints
- Electronic communications
Electronic communications
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record welcome-finance-company-inc Welcome Finance Company, Inc
Grade B · 3 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #3867 · compose #1285
- VOL 3
- GRADE B
- 12MO 0
- STATES 1
- TIMELY 100%
- ISSUE Written notification about…
- RANK #3,867
- COMPOSE #1,285
Nearest volume peer: 950 Credit Inc (3 complaints)
Welcome Finance Company, Inc's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
100.0% of Welcome Finance Company, Inc's CFPB filings land in North Carolina
High volume does not equal a clean composite: Welcome Finance Company, Inc is volume #3,867 but composite #1,285, while North Carolina dominates the geography. Corpus placement method.
- Dominant state
- North Carolina 100.0%
- 3 of 3 filings · 1 states touched
- Spike month
- 2013-12 16.7%
- 1 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #3,867 volume
- #1,285 composite
- Cleanest-composite ladder is 2,582 places better than volume
How does Welcome Finance Company, Inc compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Written notification about debt | 1 |
| Communication tactics | 1 |
| Electronic communications | 1 |
Where do complaints against Welcome Finance Company, Inc come from?
Welcome Finance Company, Inc's own per-state count, not a national baseline.
Top states by complaints against Welcome Finance Company, Inc
Across 1 states with at least one filing
- North Carolina
North Carolina
3 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Welcome Finance Company, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 3.
Know your rights before responding to Welcome Finance Company, Inc: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |