What is the most common complaint against Sir Finance Corp?

The most common issue consumers report about Sir Finance Corp is "Written notification about debt", specifically "Sued you without properly notifying you of lawsuit". This is based on 7 complaints filed with the CFPB.

Are complaints against Sir Finance Corp increasing or decreasing?

Complaints against Sir Finance Corp are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Sir Finance Corp's reputation grade?

Sir Finance Corp has a reputation grade of D (score: 51.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Sir Finance Corp respond to consumer complaints?

Sir Finance Corp has a 60% timely response rate to CFPB complaints.

In how many states does Sir Finance Corp operate?

Sir Finance Corp has received CFPB complaints from consumers in 3 states, with the most complaints from Wisconsin (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Sir Finance Corp - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Written notification about debt

2
Took or threatened to take negative or legal action

2
False statements or representation

2
Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record sir-finance-corp Sir Finance Corp

Grade D · 7 CFPB filings · 60% timely · lead issue: Written notification about debt · vol #2880 · compose #4050

VOL 7
GRADE D
12MO 4
STATES 3
TIMELY 60%
ISSUE Written notification about…
RANK #2,880
COMPOSE #4,050

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Sir Finance Corp's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

57.1% of Sir Finance Corp's CFPB filings land in Wisconsin

High volume does not equal a clean composite: Sir Finance Corp is volume #2,880 but composite #4,050, while Wisconsin dominates the geography. Corpus placement method.

Dominant state: Wisconsin 57.1%; 4 of 7 filings · 3 states touched
Spike month: 2019-06 16.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,880 volume; #4,050 composite; Cleanest-composite ladder is 1,170 places worse than volume

How does Sir Finance Corp compare to its peers?

How does Sir Finance Corp compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Sir Finance Corp National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

60%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-09 2026-01

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	2
Took or threatened to take negative or legal action	2
False statements or representation	2
Attempts to collect debt not owed	1

Where do complaints against Sir Finance Corp come from?

Sir Finance Corp's own per-state count, not a national baseline.

Wisconsin

4
Illinois

2
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Sir Finance Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to Sir Finance Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.