What is the most common complaint against Secure One Financial Inc.?

The most common issue consumers report about Secure One Financial Inc. is "Communication tactics". This is based on 1 complaints filed with the CFPB.

Are complaints against Secure One Financial Inc. increasing or decreasing?

Complaints against Secure One Financial Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Secure One Financial Inc.'s reputation grade?

Secure One Financial Inc. has a reputation grade of A (score: 80.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Secure One Financial Inc. respond to consumer complaints?

Secure One Financial Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Secure One Financial Inc. operate?

Secure One Financial Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Illinois (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Secure One Financial Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record secure-one-financial-inc Secure One Financial Inc.

Grade A · 1 CFPB filings · 100% timely · lead issue: Communication tactics · vol #5237 · compose #638

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Communication tactics
RANK #5,237
COMPOSE #638

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Secure One Financial Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Secure One Financial Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Secure One Financial Inc. is volume #5,237 but composite #638, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2021-07 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #5,237 volume; #638 composite; Cleanest-composite ladder is 4,599 places better than volume

How does Secure One Financial Inc. compare to its peers?

How does Secure One Financial Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Secure One Financial I… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

67%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-07 2021-07

Issue Detail Breakdown

Issue	Complaints
Communication tactics	1

Where do complaints against Secure One Financial Inc. come from?

Secure One Financial Inc.'s own per-state count, not a national baseline.

Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Secure One Financial Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Secure One Financial Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.