What is the most common complaint against Preferred Capital Funding of Illinois, LLC?

The most common issue consumers report about Preferred Capital Funding of Illinois, LLC is "Written notification about debt", specifically "Threatened or suggested your credit would be damaged". This is based on 3 complaints filed with the CFPB.

Are complaints against Preferred Capital Funding of Illinois, LLC increasing or decreasing?

Complaints against Preferred Capital Funding of Illinois, LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Preferred Capital Funding of Illinois, LLC's reputation grade?

Preferred Capital Funding of Illinois, LLC has a reputation grade of F (score: 35.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Preferred Capital Funding of Illinois, LLC respond to consumer complaints?

Preferred Capital Funding of Illinois, LLC has a 33% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does Preferred Capital Funding of Illinois, LLC operate?

Preferred Capital Funding of Illinois, LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Illinois (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Preferred Capital Funding of Illinois, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Written notification about debt

1
Took or threatened to take negative or legal action

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record preferred-capital-funding-of-illinois-llc Preferred Capital Funding of Illinois, LLC

Grade F · 3 CFPB filings · 33% timely · lead issue: Written notification about debt · vol #3791 · compose #5095

VOL 3
GRADE F
12MO 1
STATES 2
TIMELY 33%
DISPUTE 100%
ISSUE Written notification about…
RANK #3,791
COMPOSE #5,095

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Preferred Capital Funding of Illinois, LLC's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Preferred Capital Funding of Illinois, LLC's CFPB filings land in Illinois

High volume does not equal a clean composite: Preferred Capital Funding of Illinois, LLC is volume #3,791 but composite #5,095, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 33.3%; 1 of 3 filings · 2 states touched
Spike month: 2025-05 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,791 volume; #5,095 composite; Cleanest-composite ladder is 1,304 places worse than volume

How does Preferred Capital Funding of Illinois, LLC compare to its peers?

How does Preferred Capital Funding of Illinois, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Preferred Capital Fund… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

33%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-05 2025-08

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	1
Took or threatened to take negative or legal action	1
Taking/threatening an illegal action	1

Where do complaints against Preferred Capital Funding of Illinois, LLC come from?

Preferred Capital Funding of Illinois, LLC's own per-state count, not a national baseline.

Illinois

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Preferred Capital Funding of Illinois, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Preferred Capital Funding of Illinois, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.