What is the most common complaint against Overland Bond & Investment Corporation?

The most common issue consumers report about Overland Bond & Investment Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 10 complaints filed with the CFPB.

Are complaints against Overland Bond & Investment Corporation increasing or decreasing?

Complaints against Overland Bond & Investment Corporation are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Overland Bond & Investment Corporation's reputation grade?

Overland Bond & Investment Corporation has a reputation grade of D (score: 55.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Overland Bond & Investment Corporation respond to consumer complaints?

Overland Bond & Investment Corporation has a 44% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Overland Bond & Investment Corporation operate?

Overland Bond & Investment Corporation has received CFPB complaints from consumers in 3 states, with the most complaints from Illinois (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Overland Bond & Investment Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Took or threatened to take negative or legal action

2
False statements or representation

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record overland-bond-investment-corporation Overland Bond & Investment Corporation

Grade D · 10 CFPB filings · 44% timely · lead issue: Attempts to collect debt not owed · vol #2528 · compose #3197

VOL 10
GRADE D
12MO 4
STATES 3
TIMELY 44%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #2,528
COMPOSE #3,197

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Overland Bond & Investment Corporation's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Overland Bond & Investment Corporation's CFPB filings land in Illinois

High volume does not equal a clean composite: Overland Bond & Investment Corporation is volume #2,528 but composite #3,197, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 80.0%; 8 of 10 filings · 3 states touched
Seasonal peak: 2018-10 9.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,528 volume; #3,197 composite; Cleanest-composite ladder is 669 places worse than volume

How does Overland Bond & Investment Corporation compare to its peers?

How does Overland Bond & Investment Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Overland Bond & Invest… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

44%

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Took or threatened to take negative or legal action	2
False statements or representation	1
Taking/threatening an illegal action	1

Where do complaints against Overland Bond & Investment Corporation come from?

Overland Bond & Investment Corporation's own per-state count, not a national baseline.

Illinois

8
Georgia

1
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Overland Bond & Investment Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Overland Bond & Investment Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.