This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade B 7 complaints

OFG Bancorp - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Complaints by issue type

What consumers report about OFG Bancorp

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record ofg-bancorp OFG Bancorp

Grade B · 7 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed

  • VOL 7
  • GRADE B
  • 12MO 6
  • STATES 3
  • TIMELY 100%
  • ISSUE Attempts to collect debt n…
  • RANK #2,858
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

Account Services Inc.Account Services Inc.7Accounts Receivable Management, IncAccounts Receivable Manageme…7Accounts Receivables, Inc. (FL)Accounts Receivables, Inc. (…7Accurate Financial ServicesAccurate Financial Services7OFG Bancorp (this)OFG Bancorp (this)7
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

OFG Bancorp's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 7 complaints break down

Every complaint issue type on record for OFG Bancorp, not just the top ones shown above.

Reputation score breakdown

B
Composite reputation score
65.2/100
OFG Bancorp

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume C
7
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

42.9% of OFG Bancorp's CFPB filings land in Louisiana

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Louisiana 42.9%
3 of 7 filings · 3 states touched
Spike month
2019-01 20.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#2,858 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does OFG Bancorp compare to its peers?

How does OFG BANCORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
OFG BANCORP National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
100%
100%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy OFG Bancorp a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 5 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) OFG Bancorp vs. 5 similar-volume peers, by response speed and dispute rate Operating Partners Co., LLCNorth Shore LIJ Health SystemNeighborhood Autos, LLCPC LEGAL SERVICES, LLCNational Mediation Services
Source: CFPB Consumer Complaint Database

OFG Bancorp's complaint volume in context

OFG Bancorp vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

7 47th percentile higher than 47% of 5,420 collectors

0–20: 3,504 collectors (65%). This entry sits in this band. 20–40: 565 collectors (10%). Above this entry. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. OFG Bancorp 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2019-01 2020-06

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
5
Written notification about debt
2

Where do complaints against OFG Bancorp come from?

OFG Bancorp's own per-state count, not a national baseline.

Top states by complaints against OFG Bancorp

Across 3 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for OFG Bancorp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to OFG Bancorp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.