What is the most common complaint against NowackHoward LLC?

The most common issue consumers report about NowackHoward LLC is "Written notification about debt", specifically "Sued you without properly notifying you of lawsuit". This is based on 11 complaints filed with the CFPB.

Are complaints against NowackHoward LLC increasing or decreasing?

Complaints against NowackHoward LLC have been stable. The company received 3 complaints in the last 12 months.

What is NowackHoward LLC's reputation grade?

NowackHoward LLC has a reputation grade of C (score: 61.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does NowackHoward LLC respond to consumer complaints?

NowackHoward LLC has a 100% timely response rate to CFPB complaints.

In how many states does NowackHoward LLC operate?

NowackHoward LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Georgia (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

NowackHoward LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Written notification about debt

4
Took or threatened to take negative or legal action

3
Attempts to collect debt not owed

2
False statements or representation

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record nowackhoward-llc NowackHoward LLC

Grade C · 11 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #2434 · compose #2158

VOL 11
GRADE C
12MO 3
STATES 1
TIMELY 100%
ISSUE Written notification about…
RANK #2,434
COMPOSE #2,158

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

NowackHoward LLC's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of NowackHoward LLC's CFPB filings land in Georgia

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Georgia 100.0%; 11 of 11 filings · 1 states touched
Spike month: 2018-09 16.7%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,434 volume; #2,158 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does NowackHoward LLC compare to its peers?

How does NowackHoward LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

NowackHoward LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-09 2026-01

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	4
Took or threatened to take negative or legal action	3
Attempts to collect debt not owed	2
False statements or representation	1
Electronic communications	1

Where do complaints against NowackHoward LLC come from?

NowackHoward LLC's own per-state count, not a national baseline.

Georgia

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for NowackHoward LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to NowackHoward LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.