This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Michelle A. Arace dbaThe Law Firm of Michelle A. Arace - Debt Collector Complaint Profile
CFPB complaint profile across 1 states, reputation grade A.
Complaints by issue type
What consumers report about Michelle A. Arace dbaThe Law Firm of Michelle A. Arace
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record michelle-a-arace-dbathe-law-firm-of-michelle-a-arace Michelle A. Arace dbaThe Law Firm of Michelle A. Arace
Grade A · 1 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #5018 · compose #537
- VOL 1
- GRADE A
- 12MO 0
- STATES 1
- TIMELY 100%
- ISSUE Attempts to collect debt n…
- RANK #5,018
- COMPOSE #537
Volume peers
Nearest volume peer: 245 Holdings LLC (1 complaints)
Michelle A. Arace dbaThe Law Firm of Michelle A. Arace's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
100.0% of Michelle A. Arace dbaThe Law Firm of Michelle A. Arace's CFPB filings land in Connecticut
High volume does not equal a clean composite: Michelle A. Arace dbaThe Law Firm of Michelle A. Arace is volume #5,018 but composite #537, while Connecticut dominates the geography. Corpus placement method.
- Dominant state
- Connecticut 100.0%
- 1 of 1 filings · 1 states touched
- Spike month
- 2021-07 100.0%
- 1 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #5,018 volume
- #537 composite
- Cleanest-composite ladder is 4,481 places better than volume
How does Michelle A. Arace dbaThe Law Firm of Michelle A. Arace compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1 |
Where do complaints against Michelle A. Arace dbaThe Law Firm of Michelle A. Arace come from?
Michelle A. Arace dbaThe Law Firm of Michelle A. Arace's own per-state count, not a national baseline.
Top states by complaints against Michelle A. Arace dbaThe Law Firm of Michelle A. Arace
Across 1 states with at least one filing
- Connecticut
Connecticut
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Michelle A. Arace dbaThe Law Firm of Michelle A. Arace: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 1.
Know your rights before responding to Michelle A. Arace dbaThe Law Firm of Michelle A. Arace: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |