What is the most common complaint against Law Offices of Lawrence P. Zamzok?

The most common issue consumers report about Law Offices of Lawrence P. Zamzok is "Written notification about debt", specifically "Didn't receive notice of right to dispute". This is based on 1 complaints filed with the CFPB.

Are complaints against Law Offices of Lawrence P. Zamzok increasing or decreasing?

Complaints against Law Offices of Lawrence P. Zamzok are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Law Offices of Lawrence P. Zamzok's reputation grade?

Law Offices of Lawrence P. Zamzok has a reputation grade of F (score: 45.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Law Offices of Lawrence P. Zamzok respond to consumer complaints?

Law Offices of Lawrence P. Zamzok has a 0% timely response rate to CFPB complaints.

In how many states does Law Offices of Lawrence P. Zamzok operate?

Law Offices of Lawrence P. Zamzok has received CFPB complaints from consumers in 1 states, with the most complaints from Hawaii (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Law Offices of Lawrence P. Zamzok - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record law-offices-of-lawrence-p-zamzok Law Offices of Lawrence P. Zamzok

Grade F · 1 CFPB filings · 0% timely · lead issue: Written notification about debt · vol #4951 · compose #4679

VOL 1
GRADE F
12MO 0
STATES 1
TIMELY 0%
ISSUE Written notification about…
RANK #4,951
COMPOSE #4,679

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Law Offices of Lawrence P. Zamzok's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Law Offices of Lawrence P. Zamzok's CFPB filings land in Hawaii

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Hawaii 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2023-02 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,951 volume; #4,679 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Law Offices of Lawrence P. Zamzok compare to its peers?

How does Law Offices of Lawrence P. Zamzok compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Law Offices of Lawrenc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2023-02

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	1

Where do complaints against Law Offices of Lawrence P. Zamzok come from?

Law Offices of Lawrence P. Zamzok's own per-state count, not a national baseline.

Hawaii

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Law Offices of Lawrence P. Zamzok: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Law Offices of Lawrence P. Zamzok: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.