This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 1 complaints

Ladera Ranch Home Loans, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Complaints by issue type

What consumers report about Ladera Ranch Home Loans, Inc.

complaints
Source CFPB Consumer Complaint Database

Data updated September 2026

CFPB complaint disposition

CCDB record ladera-ranch-home-loans-inc Ladera Ranch Home Loans, Inc.

Grade F · 1 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #4933 · compose #4676

  • VOL 1
  • GRADE F
  • 12MO 0
  • STATES 1
  • TIMELY 0%
  • ISSUE Took or threatened to take…
  • RANK #4,933
  • COMPOSE #4,676

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

245 Holdings LLC1360 Mortgage Group LLC13D Financial, LP13G+1, Inc. dba California Au…1Ladera Ranch Home Loans, Inc…1
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ladera Ranch Home Loans, Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Ladera Ranch Home Loans, Inc.'s CFPB filings land in Missouri

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Missouri 100.0%
1 of 1 filings · 1 states touched
Spike month
2017-07 50.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#4,933 volume
#4,676 composite
Among 5,420 volume-ranked / 5,278 scored collectors

How does Ladera Ranch Home Loans, Inc. compare to its peers?

How does Ladera Ranch Home Loans, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Ladera Ranch Home Loan… National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
0%
0%
91%
Consumer-dispute ratelower is better
0%
0%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-07 2018-02

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action 1

Where do complaints against Ladera Ranch Home Loans, Inc. come from?

Ladera Ranch Home Loans, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Ladera Ranch Home Loans, Inc.

Across 1 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ladera Ranch Home Loans, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Ladera Ranch Home Loans, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.