What is the most common complaint against Interstate Credit & Collection, Inc.?

The most common issue consumers report about Interstate Credit & Collection, Inc. is "Cont'd attempts collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 12 complaints filed with the CFPB.

Are complaints against Interstate Credit & Collection, Inc. increasing or decreasing?

Complaints against Interstate Credit & Collection, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Interstate Credit & Collection, Inc.'s reputation grade?

Interstate Credit & Collection, Inc. has a reputation grade of F (score: 45.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Interstate Credit & Collection, Inc. respond to consumer complaints?

Interstate Credit & Collection, Inc. has a 42% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Interstate Credit & Collection, Inc. operate?

Interstate Credit & Collection, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Pennsylvania (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Interstate Credit & Collection, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade F.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

3
Attempts to collect debt not owed

2
Written notification about debt

2
False statements or representation

2
Disclosure verification of debt

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record interstate-credit-collection-inc Interstate Credit & Collection, Inc.

Grade F · 12 CFPB filings · 42% timely · lead issue: Cont'd attempts collect debt not owed · vol #2326 · compose #4597

VOL 12
GRADE F
12MO 0
STATES 4
TIMELY 42%
DISPUTE 29%
ISSUE Cont'd attempts collect de…
RANK #2,326
COMPOSE #4,597

Volume peers

Nearest volume peer: 1803 Capital, LLC (12 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Interstate Credit & Collection, Inc.'s 12 CFPB complaints sit next to 1803 Capital, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Interstate Credit & Collection, Inc.'s CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Interstate Credit & Collection, Inc. is volume #2,326 but composite #4,597, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 66.7%; 8 of 12 filings · 4 states touched
Seasonal peak: 2016-08 12.5%; 8–15% band · 4 filings
Divergent corpus ranks: #2,326 volume; #4,597 composite; Cleanest-composite ladder is 2,271 places worse than volume

How does Interstate Credit & Collection, Inc. compare to its peers?

How does Interstate Credit & Collection, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Interstate Credit & Co… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

42%

78%

91%

Consumer-dispute ratelower is better

29%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-12 2019-04

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	3
Attempts to collect debt not owed	2
Written notification about debt	2
False statements or representation	2
Disclosure verification of debt	2
Took or threatened to take negative or legal action	1

Where do complaints against Interstate Credit & Collection, Inc. come from?

Interstate Credit & Collection, Inc.'s own per-state count, not a national baseline.

Pennsylvania

8
Georgia

1
Maryland

1
North Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Interstate Credit & Collection, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 12.

4 peers

Know your rights before responding to Interstate Credit & Collection, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.