What is the most common complaint against Imperial Credit Systems, Inc.?

The most common issue consumers report about Imperial Credit Systems, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 3 complaints filed with the CFPB.

Are complaints against Imperial Credit Systems, Inc. increasing or decreasing?

Complaints against Imperial Credit Systems, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Imperial Credit Systems, Inc.'s reputation grade?

Imperial Credit Systems, Inc. has a reputation grade of F (score: 47.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Imperial Credit Systems, Inc. respond to consumer complaints?

Imperial Credit Systems, Inc. has a 9% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Imperial Credit Systems, Inc. operate?

Imperial Credit Systems, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Imperial Credit Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

False statements or representation

1
Disclosure verification of debt

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record imperial-credit-systems-inc Imperial Credit Systems, Inc.

Grade F · 3 CFPB filings · 9% timely · lead issue: False statements or representation · vol #3702 · compose #4362

VOL 3
GRADE F
12MO 0
STATES 2
TIMELY 9%
DISPUTE 14%
ISSUE False statements or repres…
RANK #3,702
COMPOSE #4,362

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Imperial Credit Systems, Inc.'s 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Imperial Credit Systems, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Imperial Credit Systems, Inc. is volume #3,702 but composite #4,362, while California dominates the geography. Corpus placement method.

Dominant state: California 66.7%; 2 of 3 filings · 2 states touched
Seasonal peak: 2023-03 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #3,702 volume; #4,362 composite; Cleanest-composite ladder is 660 places worse than volume

How does Imperial Credit Systems, Inc. compare to its peers?

How does IMPERIAL CREDIT SYSTEMS, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

IMPERIAL CREDIT SYSTEM… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-03 2025-09

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against Imperial Credit Systems, Inc. come from?

Imperial Credit Systems, Inc.'s own per-state count, not a national baseline.

California

2
Missouri

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Imperial Credit Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Imperial Credit Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.