What is the most common complaint against Horman Nichols LLC?

The most common issue consumers report about Horman Nichols LLC is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 1 complaints filed with the CFPB.

Are complaints against Horman Nichols LLC increasing or decreasing?

Complaints against Horman Nichols LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Horman Nichols LLC's reputation grade?

Horman Nichols LLC has a reputation grade of A (score: 80.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Horman Nichols LLC respond to consumer complaints?

Horman Nichols LLC has a 100% timely response rate to CFPB complaints.

In how many states does Horman Nichols LLC operate?

Horman Nichols LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Maryland (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Horman Nichols LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record horman-nichols-llc Horman Nichols LLC

Grade A · 1 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #4872 · compose #469

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #4,872
COMPOSE #469

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Horman Nichols LLC's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Horman Nichols LLC's CFPB filings land in Maryland

High volume does not equal a clean composite: Horman Nichols LLC is volume #4,872 but composite #469, while Maryland dominates the geography. Corpus placement method.

Dominant state: Maryland 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2021-10 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,872 volume; #469 composite; Cleanest-composite ladder is 4,403 places better than volume

How does Horman Nichols LLC compare to its peers?

How does Horman Nichols LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Horman Nichols LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-10 2025-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1

Where do complaints against Horman Nichols LLC come from?

Horman Nichols LLC's own per-state count, not a national baseline.

Maryland

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Horman Nichols LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Horman Nichols LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.