What is the most common complaint against Harvest Credit Management VII, LLC?

The most common issue consumers report about Harvest Credit Management VII, LLC is "Attempts to collect debt not owed", specifically "Talked to a third party about my debt". This is based on 10 complaints filed with the CFPB.

Are complaints against Harvest Credit Management VII, LLC increasing or decreasing?

Complaints against Harvest Credit Management VII, LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Harvest Credit Management VII, LLC's reputation grade?

Harvest Credit Management VII, LLC has a reputation grade of B (score: 70.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Harvest Credit Management VII, LLC respond to consumer complaints?

Harvest Credit Management VII, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Harvest Credit Management VII, LLC operate?

Harvest Credit Management VII, LLC has received CFPB complaints from consumers in 9 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Harvest Credit Management VII, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Taking/threatening an illegal action

2
Took or threatened to take negative or legal action

1
Communication tactics

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record harvest-credit-management-vii-llc Harvest Credit Management VII, LLC

Grade B · 10 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2502 · compose #1303

VOL 10
GRADE B
12MO 1
STATES 9
TIMELY 100%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #2,502
COMPOSE #1,303

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Harvest Credit Management VII, LLC's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Harvest Credit Management VII, LLC (20.0%)

Volume rank #2,502 and composite rank #1,303 diverge by 1,199 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 20.0%; Mid-band (15–30%) · 9 states with ≥1 filing
Seasonal peak: 2025-06 11.1%; 8–15% band · 5 filings
Divergent corpus ranks: #2,502 volume; #1,303 composite; Cleanest-composite ladder is 1,199 places better than volume

How does Harvest Credit Management VII, LLC compare to its peers?

How does Harvest Credit Management VII, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Harvest Credit Managem… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

90%

91%

Consumer-dispute ratelower is better

17%

67%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Taking/threatening an illegal action	2
Took or threatened to take negative or legal action	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against Harvest Credit Management VII, LLC come from?

Harvest Credit Management VII, LLC's own per-state count, not a national baseline.

California

2
Colorado

1
Connecticut

1
Idaho

1
Maryland

1
Missouri

1
New Jersey

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Harvest Credit Management VII, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Harvest Credit Management VII, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.