What is the most common complaint against Genessee Financial?

The most common issue consumers report about Genessee Financial is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 1 complaints filed with the CFPB.

Are complaints against Genessee Financial increasing or decreasing?

Complaints against Genessee Financial are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Genessee Financial's reputation grade?

Genessee Financial has a reputation grade of F (score: 45.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Genessee Financial respond to consumer complaints?

Genessee Financial has a 0% timely response rate to CFPB complaints.

In how many states does Genessee Financial operate?

Genessee Financial has received CFPB complaints from consumers in 1 states, with the most complaints from Michigan (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Genessee Financial - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record genessee-financial Genessee Financial

Grade F · 1 CFPB filings · 0% timely · lead issue: False statements or representation · vol #4805 · compose #4658

VOL 1
GRADE F
12MO 0
STATES 1
TIMELY 0%
ISSUE False statements or repres…
RANK #4,805
COMPOSE #4,658

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Genessee Financial's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Genessee Financial's CFPB filings land in Michigan

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Michigan 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2018-07 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,805 volume; #4,658 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Genessee Financial compare to its peers?

How does Genessee Financial compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Genessee Financial National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-07 2018-07

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1

Where do complaints against Genessee Financial come from?

Genessee Financial's own per-state count, not a national baseline.

Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Genessee Financial: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Genessee Financial: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.