What is the most common complaint against Flat Branch Mortgage, Inc.?

The most common issue consumers report about Flat Branch Mortgage, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 1 complaints filed with the CFPB.

Are complaints against Flat Branch Mortgage, Inc. increasing or decreasing?

Complaints against Flat Branch Mortgage, Inc. are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Flat Branch Mortgage, Inc.'s reputation grade?

Flat Branch Mortgage, Inc. has a reputation grade of A (score: 81.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Flat Branch Mortgage, Inc. respond to consumer complaints?

Flat Branch Mortgage, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Flat Branch Mortgage, Inc. operate?

Flat Branch Mortgage, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Kansas (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Flat Branch Mortgage, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record flat-branch-mortgage-inc Flat Branch Mortgage, Inc.

Grade A · 1 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4776 · compose #218

VOL 1
GRADE A
12MO 1
STATES 1
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,776
COMPOSE #218

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Flat Branch Mortgage, Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Flat Branch Mortgage, Inc.'s CFPB filings land in Kansas

High volume does not equal a clean composite: Flat Branch Mortgage, Inc. is volume #4,776 but composite #218, while Kansas dominates the geography. Corpus placement method.

Dominant state: Kansas 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2024-03 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,776 volume; #218 composite; Cleanest-composite ladder is 4,558 places better than volume

How does Flat Branch Mortgage, Inc. compare to its peers?

How does Flat Branch Mortgage, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Flat Branch Mortgage, … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2024-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1

Where do complaints against Flat Branch Mortgage, Inc. come from?

Flat Branch Mortgage, Inc.'s own per-state count, not a national baseline.

Kansas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Flat Branch Mortgage, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Flat Branch Mortgage, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.